If you're planning to have your baby at a birthing center, check the fine print on your health insurance policy. Some insurance companies have a sneaky way of saying they "support" birthing centers without actually signing contracts with any centers. So hopeful pregnant women are turned away with the explanation that there are no "in-network" birthing centers in their area, a "gap in coverage" which limits their options to traditional hospitals, and/or, in some cases, only partial reimbursement for a birthing center birth.
Still, more and more moms are finding ways to fight back against this loophole. Pennsylvania mom Holly Yeager is circulating a petition against her insurance carrier, Geisinger Choice, insisting that they step up and support local birthing centers as promised. Other moms are beginning to find loopholes in the system that work in, not against, their favor:
As a last resort, remember that even if you do end up giving birth in a traditional facility, you can still draft a birthing plan to suit your needs and, if possible, enlist the help of a doula or midwife to act as your advocate.
Have you run into any problems getting insurance to cover a birthing center?
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