Dad Gives 6-Year-Old Hilarious 'Savings & Loan' Letter Instead of $20 (PHOTO)

a piggy bank with a 20 dollar bill

The next time your child thinks you're made of money, you might want to school him or her on economics, and the class Working to Pay the Bills & Put Food on the Table 101. One St. Louis, Missouri, dad decided to create a bank letter to remind his 6-year-old boy that in order to get money, you first need to do work. Prepare to laugh ... hard!



You gotta give it to this dad. This letter is extremely creative -- including the "DAD Savings and Loan" header that follows with "because, apparently I look like I'm made of money."


Dad is fed up with his 6-year-old not doing chores, and refuses to give him the $20 he wants to buy a toy -- unless the "dispute manager" (Mom) convinces him otherwise. As you can see, this father really wanted to drive the message home, and thus drafted a pretty official-looking letter to help get his point across.

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In case it's a little hard to read, here's what Dad wrote:

Dear [name of son],

  We regret to inform you at this time that we are unable to provide a loan in the amount requested of $20.00. After reviewing your account, we have find you have insufficient funds, and a history of not doing your chores.

Furthermore, over $80.00 has been spent on discretionary entertainment expenses since Christmas. This is an unsustainable amount of expenditure, and we cannot further compound the problem by financially assisting with occurring further debt at this point.

If you would like to refute this decision, you can contact our complaint department at 1-314-Mom's number. Our dispute manager at this number may be able to persuade us to reverse our decision.

Thank you for choosing DAD Savings and Loan, we appreciate the chance to serve your financial needs.




St. Louis, MO 63126

Seeing as this little boy is only 6, I'm not too sure if he grasps the concept of banking, borrowing money, and debt. While all of that might go over his head, I think the lengths this dad went to are pretty remarkable.

That alone should make this kid say to himself, "Hmm, maybe I need to do more chores, since Dad's writing crazy letters and stuff."

Sorry, kid, but in this world, you need to go a little to get a little. Unless you have a loved one who's loaded, try doing a few more chores to get back in good graces with your folks. Then, when you hit 'em with the $20 request, Mom and Dad will proably be a little more open to giving it to you.

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I think this is one of the best parenting responses I've seen. You, sir Dad, get tens across the board -- for creativity, originality, and execution.

Can I borrow this template, please? Something tells me I might need it when my boys get older.



Image via nito/Shutterstock

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