6 Unexpected Perks Your Car Insurance Might Offer

When shopping for car insurance, you might think the single most important detail you need to consider is overall price. Obviously that’s an important factor, and we all want to lock in the lowest payment we can, but what you might not know is that some insurance plans offer bonus features that can not only improve your coverage but also help you save money in the long run. Here are six perks to look for when choosing your car insurance: 


1. Accidents happen to even the safest drivers, so be sure you know the ins and outs of your policy on this issue, and make sure your rates won’t skyrocket from the moment you have your first fender-bender. Some carriers offer Accident Forgiveness -- even if it was your fault! -- which can help keep your rates low and your insurance working the way it was intended. Be smart and make your insurance work for you.

2. Ask if carriers offer rewards for safe driving. With Drivewise it is easy to get more from your car insurance. For the safe driving you do every day, you can get ongoing cashback and earn Allstate Rewards points redeemable for savings on brands you know and love. That’s a win-win!

3. All hail the Internet for making it easier than ever to keep track of all the accounts you find yourself juggling as an adult. Shop for an insurance carrier that lets you get a quote, pay bills, and file simple claims online, because who has time to do it any other way? You live in the twenty-first century, and your insurance company should, too.

4. See if your carrier handles more than just car insurance. In addition to the convenience of being able to manage several accounts with a single company, you may also earn discounts for bundling your car coverage with your other insurance needs, like home and life insurance.

5. Wouldn’t it be nice if your insurance carrier also offered roadside assistance? How about if they were able to take the stress and guesswork out of finding a mechanic by giving you vetted lists of repair shops in your area? These aren’t just pie-in-the-sky fantasies, they can be a reality if you know to shop for a policy that includes these benefits. Insurance is there to help, so do your research and find the plan that will make all your dreams come true.


Not sure where to start when it comes to car insurance? Find out how Allstate can help.


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