A Bad Credit Score Is a Good Reason to Dump a Guy

credit reportBanking, buying a home, and even budgeting on a monthly basis aren't the only everyday things the Great Recession has changed forever. The dating scene has been seriously affected too. Nowadays, singles under 40 aren't so much concerned with "traditional priorities like a good job, shared interests, and physical chemistry" as much as -- get this -- a good credit score! (Preferably above 660.) And no, the news doesn't come courtesy of a cheesy commercial for FreeCreditReport.com. It's from The New York Times.

One dater in the story confessed that she was having a blast while out on a date with a dreamy guy ... that is, until he totally wrecked the moment by making sure her credit score passed his test. If it hadn't, well, that would have been a dealbreaker for him. And experts say credit scores are now "like the dating equivalent of a sexually transmitted disease test." Wow. 


Used to be not being on the same page with religious beliefs or professional goals could wreck your shot at a relationship! Now it's what's in your bank account and on your credit card. People are even looking for fiscally responsible love on sites like CreditScoreDating.com. Rough.

Then again, maybe it's not as crazy as it sounds to try to look exclusively for a partner who has their finances in shape. After all, if you want a serious relationship (aka marriage, kids, a roof over your collective heads, etc.), you need someone who is capable of building that with you. Not to mention that if someone's finances are good, you could probably safely assume they have a proven track record of stability and maturity. Hence they'll make better partners overall, right?

'Course this all sounds smart on paper, but it may not always translate or add up in real life. You could meet someone saddled with school debt who in a couple of years is going to be a high-paid doctor or lawyer, or someone whose credit score is in the dumper because they went broke helping their disabled parents pay hospital bills, or someone who was laid off for a long period of time due to reasons out of their control.

In other words, it's definitely wrong to give or not give someone a chance based strictly on a credit score. Just as it's totally wrong to use the method as a way to blatantly gold dig! But as one detail that could offer insight on a would-be life partner, asking that burning question -- "What's your credit score?" -- really isn't a bad idea at all.

How do you feel about your partner's -- or a potential partner's -- credit score? Could you ever see it being a dealmaker or breaker?


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