
Heather Murphy-RainesCongress is attempting to extend unemployment benefits. Again! This will be the fourth time, if it passes.
In November with the economy reeling, it was a no-brainer. The Senate passed the extension 98 to 0.
Then in April, benefits started running out again. Extension!
Then again after spring vacation.
One month later, at the end of May, guess what? Yet again, progressive politicians are looking to extend benefits that run out next week.
This time Republicans and even moderate to conservative Democrats called Blue Dogs are reluctant to extend this time. NPR reports on their program All Things Considered that Blue Dog Leader from South Dakota Stephanie Herseth Sandlin asks:
"But when will it end? ... When will Congress stop spending borrowed money, even for a worthy cause?"
Whew! So glad to see some fiscal restraint. Six-plus-month extensions beyond the original benefit that's typically six months already is ridiculous.
CNN reports that:
"Nearly 10 million people are collecting unemployment insurance. A record 46 percent of the 15.3 million jobless Americans have been out of work six months or longer."
Yes, I know times are tight. I feel so much compassion for those who have lost their jobs. It's tough out there. Yes, I know about the job market. However, when I hear of a group called the "99-ers" because they have received benefits for almost two years, I am incredulous.
I also personally know people trying to look for the job they had before, which does not exist and may never exist again.
It's time for a cold splash of realism, my friends.
Yep, it's time to change professions, use that nest egg, sell that home if you can, pick up a paper route, sell the furniture, sell the car and use public transportation, pull the kids out of preschool and sports, join the military, collect aluminum cans, and start flipping burgers as a second job if you must if you've been collecting unemployment for TWO years.
Get creative people. Heck! Write freelance.
The United States cannot carry you forever.
I'm not without compassion, but at this point, I need to think about our children and our children's children. We cannot continue to pay out benefits as an entitlement like we have the last six months alone. Our national debt is on the verge of topping $13 trillion.
Trillion!
A version circulated last week to extend unemployment insurance would have added $134 billion to the deficit. Unemployment once was a temporary emergency stopgap. Temporary! Let's keep it that way for our children's sake.
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Comments (32)
We are on unemployement and if it wasn't for it we would be HOMELESS with 2 kids under 4 ! We ARE looking have BEEN looking for more than 6 months. We can't even get TEMP jobs !!!!!! I have had countless interviews and felt that I was going to get the job but then I never hear back and then when I call they say the positiion has been filled by some MORE qualified!!!!!!!! UGH sorry if I have only ever been a cashier and stay at home!!!!! It pisses me off that I can't get back into the workplace because I have stayed home for 3 years. how am I suppose to get back into it if nobody is willing to hire a SAHM!!?????
Perhaps you have lived in a bubble most of your life, where personal finance has not been much of a concern for you.
I imagine that while you shreek about the deficit, you, and your Republican family, probably take advantage of every tax break or loophole available to you. It's so great that American's are so worried about the deficit.
What you fail to recognize is that Unemployment Insurance is paid for through taxes raised by employees. Many employees receiving unemployment have had unemployment insurance paid for on their behalf for around 30 years, without ever taking a dime from the system.
Maybe instead of complaining about how unemployment affects the deficit, you should spend some time researching waste within defense spending - which is much more costly than Unemployment - and complain about that. Complain about the money being spent on Haiti. You are suggesting that the Government is wasting money by supporting it's citizens who lost their jobs due to the inability of a Republican President to head off a massive recession. What a joke.
And all you want to do is complain.
I am so sorry to hear about your predicament, Baby1love.As a SAHM myself, I know what you are talking about on being rusty on job skills. Also, don't get me wrong. Six months of unemployment in this market seem totally understandable. I guess I was more looking to people on unemployment for two years tempered with people I know who are still thinking they'll get the same job and same pay they got before. I think that goes way beyond reasonable. Way beyond a temporary hand up. My father, a very proud, elderly man is in the same situation. He and my mother's finances were wiped out with the stock market. Being a product of the depression, they have become all sorts of creative to keep their house and keep food on the table. This includes having 5 rooms rented out and their trailer in our family home. One room has three people living in it. This includes dumpster diving for aluminum and yes, sometimes food thrown away in those dumpsters. This includes a lot of ramen and donated bagels. That is what I call creative. Resourceful. {comment continued on next comment}
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Resigned to survive, not live in the manner in which we've become accustomed for the last decade. I think some Americans are spoiled and see internet, cell phones, multiple cars, eating out, etc. as necessities and not as luxuries. That is fine as long as they don't collect unemployment on the back of our future generations to maintain that lifestyle or are to proud to take that janitorial job, babysitting job, or bus driver job. Too proud to roll newspapers. Too busy surfing the internet to flip burgers. That is where I draw the line. And two years is too long!
~Heather Murphy-Raines (A.K.A. Scout's Honor)
Jeff, sorry to see that you peg all Republicans as rich and in bubbles. My Dad I mention above was a union worker, veteran, collects aluminum cans now, and YES, IS REPUBLICAN. How about we not steroetype here, m'kay?
As for myself, my husband was active US ARMY for the first four years of our marriage. At the time, we were paid so poorly, we qualified for welfare, had huge student loans, and little mouths to feed. So yes, personal finance has been a real concern in my life. And no, we didn't take the welfare. Welfare is for those in desperate situations that need a temporary hand up. We lived very frugally. We reminded ourselves how poor we were. We rarely ate out. We even managed to save $10,000 for a house payment during that time unlike people who purchased homes at 105% which helped get us in this dilemma in the economy in the first place. Living above our means is the new American disease. Yes, employers pay for insurance, but that is what it is...insurance. Not an entitlement. Not a TWO year hand out. If everyone wanted to get out what was paid in, the system would collapse.
~Heather Murphy-Raines (A.K.A. Scout's Honor)
I'd love to figure out how to write freelance. I can't figure out how to get started.
Man, Heather, you bring out the haters! LOL. Many people are riding the unemployment, and not even looking. I actually know several. If they extend it once more, they need to be clear that this is the last time, and make it not so long! Maybe another month or two.
I'm a SAHM. We don't keep cable. We keep our bills low and have turned down larger places to live so that I can stay home with my kids. We will not purchase our first house until I am 38, largely because of the extra expenses homeownership comes with.
It's time to stop this. We need to encourage people to really move on. You can't hold out for a job that pays as much as the one you were at for 15 years.
Lovinangels: Heh! Yes, I do bring out the haters. It's okay. I never would have survived as a conservative at Berkeley or through boot camp or with a teenage son or as a blogger without a thick skin. :) I would prefer respectful debate and really enjoy opposing opinion. It makes me think and reassess because my opinions are always evolving. I do dislike the ad hominem attacks though. However, those usually mean I've hit a nerve and rather than defend themselves, they lash out.
Yes, I know some riders too. Not even looking. We need to draw the line.
We are considering getting rid of cable too. Hulu and the internet make it easier. We almost never vacation. We considering cutting the land phone line too. I think one good thing about this recession is that people are becoming more frugal. Cutting back.
Exactly, move on. The last two decades have been times of plenty, but now it's time to tighten the belt, forget pride, and do what you need to do and not expect future generation to pay for you.
~Heather Murphy-Raines (A.K.A. Scout's Honor)
This is a very hard topic for me, personally. I have been out of work for more than 2 years, and I've all but given up on the traditional clock-in and receive a check every week kind of job. If you could give me some pointers about where to submit some writing, along with some tips about what the editors generally look for, it would be greatly appreciated. In the meantime, we only have our mortgage and utilities. We have always lived very frugally, no CC, no car loans, no student loans. We have already been through whatever savings we had, there is no IRA, or 401(k), the burger places ARE NOT hiring, nor are the pizza or taco places. I find the most telling thing about the economy in my county is that fully half of the temp agencies have closed their doors. I understand what you are saying, and I actually do agree with you, but I think you might have overdone it just a bit. SOME of us ARE trying, but are extremely discouraged, so I say thanks for the pick-me-up....
Oh, I did forget to add that I am NOT looking for the same type of work that I used to do. My health will not allow that any longer, I would prefer part-time, and I am totally open to the type of work. I am looking at EVERYTHING out there. Fast food, clerical, retail, sales, telemarketing, etc etc etc. The paper routes get snapped out very quickly, almost before they get into the paper. My son plays 2 sports, both are FREE. So, if you have any advice, I would greatly appreciate it.
29again. I am so sorry for your situation. It sounds like you are one of the ones really trying. I guess I get frustrated when I hear about so many who are not looking while receiving unemployment or refuse to settle for any old job. I also get frustrated to see at least in my area, bus driving jobs at $17 hour go unfilled and Starbucks always hiring. It sounds like you are doing everything right. I am by no means an expert, but have you tried blogging? I know someone who pays the mortgage off of writing 12-15 posts daily on various sites. I also know people that blog under multiple, multiple blogs. (continued)