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    Let's face it: We all want to be responsible with our money. But being a parent means being under even more pressure to keep your finances in shape. After all, not only do we want to provide for our children, but we also want to lead by example so our kids grow up to be financially responsible and confident adults.

    That's just one of the many reasons financial experts Dave Ramsey and Rachel Cruze wrote Smart Money, Smart Kids, a guide to raising financially savvy children.

    The well-known host of The Dave Ramsey Show and his daughter recently spoke with us about how moms can create an even rosier financial future for themselves, their family, and the next generation. Here are their top tips.

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    In busy day-to-day mom life, lots of things fall by the wayside, from healthy eating and exercising to putting off doctor appointments and, you know, showering. But when it comes to finances, the repercussions of lackluster money management can affect the whole family when goals such as saving for retirement or paying off high-interest credit card debt are neglected. While making huge, sweeping changes to the way you manage your money is an overwhelming prospect, small changes can reap big rewards, allowing you to maximize your savings for the important stuff and improve your spending habits so you can enjoy the things that matter most. 

    With that in mind, here are 10 smart things you can do for your money in 10 minutes.

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    Witnessing his hometown of Pt. Pleasant, New Jersey nearly destroyed by Hurricane Sandy left an indelible impression on Joseph Paradise. The dad and teacher, who spent years since the 2012 superstorm helping his parents, friends, and strangers rebuild, gained some hard-won wisdom when it comes to bracing for a disaster.

    As September has been declared National Preparedness Month by FEMA and Homeland Security, it's an ideal time to take a look at some of the things you can do to protect your family and your home in the event of a storm.   

    Paradise and insurance experts offered their top tips for preparing your home for storm season.  

    As Benjamin Franklin said, "An ounce of prevention is worth a pound of cure."

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    It's officially back-to-school time, and now that the kids are out of the house, it's also officially time to start organizing their toys. Organizing kids' toys might just be the most counterproductive task there is, but what if we told you there was one simple rule to follow that will help you organize those toys ... and keep them at bay?

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    My family and I recently moved into our first house in a suburb of New York City. About 45 seconds after the moving men dropped off our last box, I made a startling discovery: My husband didn't think much of my bold design plans for our living room. I should add: the living room is one we share with a 3-year-old daughter and 5-month-old son. Our conversation about it went something like this:

    Him: "White?! As in, white walls?"

    Me: "White. As in white everything."

    Him: "Yeah, okay. Right." (har, har?)

    Me:  "So, I think the love seat will look good by the window --"

    Him: "You mean the white love seat. The one you bought even though we have a toddler who picks up spaghetti strands with her fingers and makes them talk to each other."

    Me: "It's more of an ivory than a snow white."

    Him: "Well, that'll make all the difference when we're replacing the couch in three months."

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    Cleaning the bathroom is just about no one's idea of a good time. It's dirty, it's smelly, it's downright depressing. For many of us, it's a chore we either outsource or put off as long as possible until it's so disgusting, it becomes 1,000 times worse.

    Then, of course, once we DO clean, we do so with harsh chemicals that strip the enamel (and our nose hairs) and make the whole job that much more unpleasant. It's a nightmare.

    It doesn't have to be that way. With regular maintenance and a little creativity, the bathroom can STAY clean and all of it can be done without resorting to dangerous, fume-filled chemicals. In fact, there are dozens of convenient bathroom cleaning hacks that don't require massive amounts of time, money, or elbow grease.

    Here are 10 of the best bathroom cleaning hacks that will make the chore a benign part of life rather than a horror show.

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    I have a confession: I've never been camping. Not because I haven't been invited, but because I've never wanted to go. In fact, when I vacation, my idea of roughing it is when I'm forced to stay at a hotel that doesn't have an ice machine on each floor. 

    Recently, I traveled to Canada and didn't really feel relaxed until I was safely within walking distance of the gentle neon glow of a Starbucks sign

    Now, I get it, nature can be absolutely breathtaking. But so can a plush suite with a cavernous bathroom featuring blue and white tile cloud mosiacs and five shower heads. I'll create my own rain forest experience, thank you very much, and I'll probably follow it up with room service.  

    But what if you could combine the best of both worlds? Have you heard about the new "glamping" trend which marries the folksy outdoor fun of camping with the "someone else will do the heavy lifting" glamour of a 5-star hotel?

    Sorry, I'm still not buying it. Glamping can take a hike.

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    Anyone who's moved into a new house with one or more kids knows what a massive undertaking it is. 

    So, imagine, after getting completely settled in your home, you discover that tragedy surrounded the family that lived there before you?

    That's what happened to a mom and her two children who rented a house in Utah without knowing that it once belonged to Susan Powell, a woman who disappeared mysteriously nearly five years ago. The mom of two was never seen again and her husband, who left the home in 2012, committed suicide after killing their sons in a house fire in Washington. 

    It's no surprise that the new renter, Joanna Aeosana, told The Daily Mail that she believes the house is haunted and she wants out.

    Can you blame her? She didn't even know the circumstances until her neighbors told her. How's that for a "Welcome to the neighborhood!?"

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    Have you ever wondered where all your missing socks go? It never fails -- every time I do the laundry, a sock or two just plain disappears. Is there a sock-eating monster living in the dryer? I can't explain my situation, but apparently one household does have a sock-eating beast under their roof. After a family rushed their sick pet to the animal emergency room, surgery revealed the Great Dane had 43 and a half socks in its stomach.

    I'll let that sink in: THE DOG ATE NEARLY 44 SOCKS.

    Maybe "ate" isn't exactly the right word -- more like swallowed.

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    We all love living vicariously through the lives of the rich and famous, don't we? The huge houses, the bling, the far-flung vacations, the champagne flowing from pure gold kitchen faucets.

    But that's not the reality for most wealthy families. For every loaded celebrity who spends money extravagantly until it's all gone, there are dozens of rich people quietly building their personal fortunes.

    You'd never know how much money they have because they live so simply.

    True, most wealthy people are born into affluence and are taught how to keep their assets growing. But what about the ordinary folks who build their prosperity themselves? What are their secrets? Lucky for you, we got to the bottom of it and boiled it down to 8 money secrets of wealthy families we should all steal -- starting now!

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