Is there anything that's more depressing than looking at your holiday gift list and wondering: how am I going to pay for all of these? The older we get, the more people it seems clog up that list. Is it any wonder that 40 percent of Americans say they flat out won't be holiday shopping this year because they're terrified of going into debt? What a bummer!
Folks, you don't have to go all or nothing to have a good holiday, I promise. Just doing a little trim of the holiday gift list should do it ... and before you say, "But I don't want to hurt anyone's feelings," that's possible too. Just check out this list of perfectly plausible ways to kick people off your present list:
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