Figuring out finances is pretty confusing for most of us. Sometimes don't we all need a tell-it-like-it-is friend who can give some real advice?
That's why this episode of JoAnn From Bensonhurst is worth watching. She takes on picking up pennies, whether you should give your brother your life savings to invest for you, and Suze Orman as sex therapist (watch the video below the jump, it's hilarious).
One thing I especially liked was that we see JoAnn using a secret savings method most of us don't know about.
Every week, she saves all her change, puts it in a jar, and then rolls the coin and takes it to the bank. This is a fabulous savings method I've used myself! Okay, I don't put my coin jar in the refrigerator because that's a little weird, but I do save coins as much as I can.
Women have a thing for exact change, but we really should be rounding purchases up to the nearest dollar, pocketing the change, and saving it. Not only does it make life 100 times easier when you need quarters for the parking meter, you might find you've got a nice little cushion saved up at the end of the year. It's much, much easier than disciplining yourself to set aside money every pay period, if less lucrative. And if you've ever had one of those weeks where payday is still a few days away and the gas gauge is teetering dangerously toward "E," those rolls of coins can be a lifesaver!
Do you save change? What other saving strategies do you use?
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Comments 11
My grandmother saves all her twoonies and loonies for the year and then goes on vacation with all her savings! Ive yet to try it though
I save all my change and take it to the bank and cashi it in about once a year because the bank doesn't charge a fee but I tend to keep my quarters seperate and save them for something bigger. Last year I made an extra mortgage payment with my quarters from the year. This year they are going to be used to go skydiving :)
The change goes in the car change holder and pays the GardenStateParkway tolls for the trips down the shore.
Quite honestly, though, I find it way more lucrative to use a strict cash budget and exercise some discipline. You can save more and feel better doing it because you know that you have in fact done it, you haven't tricked yourself into saving. Jmo
:-) nice touch like the change in the fridge
I use a 5 quart ice cream bucket and put all of our change in it. Once it is full, we take it to the bank, and that is our family's "Fun Money" that we use for a day at an amusement park, a trip to the local water park, or something similar that we can spend this money on and not break our budget.