Behind On Your Bills? Get Off Facebook

40

facebook collection agencyIf you don't like paying your bills and have perfected bill collector avoidance, you best steer clear of Facebook. It seems that savvy collection agents have started stalking their targets on the social network, and once again we're all reminded that what we put on Facebook can be seen by the entire world. (So watch what kind of photos you're making available to your so-called friends while you're at it.)

While one should expect that if you have a public profile, anyone can find you and ask you for their money back, some debt collectors have gone way too far on Facebook. And this has nothing to do with posting, "You look amazing!" on your photos of your Paris trip, then catching you in a big fat lie about your assets.

For example, a collection agency called MarkOne started contacting a woman's friends and family and asking THEM to have the debtor call them because she owed money. Not cool. The woman then sued, and won. Her point is well-taken when she says the company had her name, phone number, as well as her work and home address. There was no need to go on Facebook and humiliate her as well.

It doesn't shock me that collection agencies went too far on Facebook. The people who work for the companies are known for making threatening phone calls and harassing people. In fact, they probably hire the most aggressive people in the world to do these jobs. And unfortunately, in this economy, there are a lot of people who have found themselves out of work and in over their heads. Adding harassment by an aggro collector does not help the debtor to find a job or pay their bills.

Even though Facebook and Twitter founders weren't even born when the Fair Debt Collections Act was written, this lawsuit has helped define what's okay on FB when people are looking for their money, and what is not. No writing on the wall, no threatening, and no harassing allowed by bill collectors on the site. But everything else needs a second look, as the rules of engagement have absolutely changed.

Do you think it's okay for collection agencies to use Facebook in this manner?


Image via cambodia4kidsorg/Flickr

home finances, newsworthy

40 Comments

To add a comment, please log in with

Use Your CafeMom Profile

Join CafeMom or Log in to your CafeMom account. CafeMom members can keep track of their comments.

Join CafeMom or Log in to your CafeMom account. CafeMom members can keep track of their comments.

Comment As a Guest

Guest comments are moderated and will not appear immediately.

PonyC... PonyChaser

Nope. Mostly because half the time, the bill collectors are wrong!! I can't tell you how many times I've had bill collectors calling and threatening me, and it turns out they're looking for someone who had my phone number before I did. I have no idea who it is they're looking for, and yet, they were harrassing me, threatening me with all manner of horrible stuff. They went away when *I* threatened *them* with legal action!

sodapple sodapple

not at all. not only collectors but anyone that has no right to be bothering people. that's why they should make their profile private in the first place.

bether89 bether89

I don't think they should be able to use facebook for that purpose.

yobab... yobabywazup

Ha thank god for face book! I was able to track down my sons dead beat dad who was refusing to pay his court ordered child support for 8 years!!! The jirk had a facebook with his city and state on the info! Yellow pages. Com and a call to the child support enforcement agency and the prick was made to pay! So yea I am glad for facebook!!! If your up front with debt collectors they make you a deal or leave you alone. They have the right to get their money back. Not paying ur debt is stealing.

ilove... ilovemyboys84

no i dont think its right,..everyone is entitled to some privacy

LilMi... LilMissCupcake

i think if i recieved a call from someone like that about a friend or family member i myself would be pissed let alone the other person. i would probably tell them to get up off there ass and do there job and leave me the hell alone

RACIN... RACINGMANIA

I DONT THINK FACEBOOK SHOULD BE USED FOR THAT,

1-10 of 40 comments 1234 Last
F