Declutter Your Wallet With These Tips

kate spade walletWe all carry a zillion things around in our bags -- snacks, phone, distractions for the baby. It can really get cluttered and disorganized in there.

So when it comes specifically to our wallets, what should we *really* be carrying around with us?

Check out these quick tips for what items to carry and what items not to carry in your wallet. Time to declutter and get those wallets in order ...



What to Carry in Your Wallet

1. Credit Card

You should have two credit cards to your name, but keep only one in your wallet.

2. Cash

Carry around $25 to $50 in cash at all times.

3. ATM/Debit Card

You should always have access to your checking account, just in case you’re in a bind and need extra cash on the go.

4. Personal Identification

For most people, this will take the form of a driver’s license. Stores have the right to ask for an ID when you use a credit card, so you need to have one ready to show them.

5. Insurance Cards

Always. You’ll need your health insurance on hand for any medical services, and your auto insurance card in case you get into a fender bender.

What NOT to Carry in Your Wallet

Don’t walk around with personal information like your personal identification numbers (PINs), account numbers, or Social Security card. The only identifying information in your wallet should be your name and the best way to reach you if your wallet is found.

This is just a start, but we are firm advocates of decluttering your life! To see more, go to LearnVest.

What do you carry in YOUR wallet? 

Alexa von Tobel is the founder and CEO of LearnVest, a personal finance hub for women.


More from LearnVest:

How Much Does a Baby Really Cost?

Do You Think Automatic Bill Pay Is Too Risky?

How Heavy Is Your Money Baggage? 


Image via Kate Spade

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