Suzy Orman's free book.
We're all trying to take charge of our money, mainly spending less and saving more. Every time I watch the news and hear about our economy, I feel more uncertain. Our jobs, finances and futures seem to be on teeter totters, adding stress to our already hectic lives.
I am surprised--pleasantly--that someone really seems to want to help out. I just downloaded Suze Orman's latest book, 2009 Action Plan: Keeping Your Money Safe and Sound, from Oprah's website. It's full of great tips, and best of all, you can get it for free here until this Thursday, January 15, at 11:59 p.m. CT.
Here are some of the tips from Suze Orman's Chapter 6: Action Plan Spending to give you a sense of Orman's advice:
- Separate wants from needs.
- Get over guilt that you aren't providing for your kids.
- Strike the word deserve from your vocab.
- Try to negotiate better terms on car loans you can't keep up with.
- Be very careful about cosigning a loan--for anyone.
Then she gets into monthly budgets and how to get a grip on where your money is going. And you should see the chapter on credit cards and how to get on top of those accounts--interesting stuff.
Honestly, I don't care that Suze Orman wears wacky clothes or calls everyone "girlfriend." (She bugs my DH.) Her advice is inspiring and helpful and speaks to me. When I understand this stuff, I feel slightly less worried. Cafe Kierna recently wrote about Suze Orman's advice about Parent Plus Loans for parents of older kids.
How is the economy making you feel lately?