We all carry a zillion things around in our bags -- snacks, phone, distractions for the baby. It can really get cluttered and disorganized in there.

So when it comes specifically to our wallets, what should we *really* be carrying around with us?

Check out these quick tips for what items to carry and what items not to carry in your wallet. Time to declutter and get those wallets in order ...

Declutter your life.Even the best of us has been guilty of hanging onto one paper or another for far too long. Why? We think we might need it someday. Or, we're just not sure what to do.

At LearnVest, we are focused on not only decluttering your finances but decluttering your life. To make the second part easier, here are the top three pieces of paper that confound us and how you should handle them.

Sometimes it just feels easiest to say, "Charge it" when you have a sippy cup in one hand, a screaming baby in the other, and five things you're convinced you need to buy RIGHT NOW to get ready for baby, who's about to arrive any minute.

Lady, put the credit card down ...