photo by Peajewel
It's funny to think about the "emergency quarters" my mother insisted I had when I went out as a kid so that if I needed to make a quick call, I could. Then things changed overnight. Instead of an emergency quarter, now kids have emergency cell phones.
It makes sense to arm your kid with a phone for emergency purposes, except that we all know that once a kid has a cell, chances are it's being used for everything but emergencies.
What's your take on giving kids cell phones? Does yours have one? How old is old enough for a cell?
I create a special savings account
I put a little away at a time
I cut corners until I can afford it
Save? Who has money to save?
I plan to put it on my credit card and love the benefits of the reward program